Privacy Policy

Effective Date: 10th April 2026.

Introduction

At Spotivik Digital (BN 8405389), we value your privacy. This policy explains how we collect, use, share, and protect your personal data in compliance with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and the Nigeria Data Protection Regulation (NDPR).

1. Personal Data We Collect

To provide a secure monetization infrastructure, we collect the following:

  • Registration Data: Name, email address, and account credentials.
  • Identity & KYC Data: For creators opting into monetization, we may collect verification data to comply with anti-fraud regulations and ensure "Proof of Personhood."
  • Financial Data: We use secure third-party processors (e.g., Paystack/Flutterwave) to handle activation fees and payouts. Spotivik does not store your full card details or banking passwords.
  • Usage Data: IP address, engagement metrics, and "Real View" analytics to ensure accurate royalty tracking.

2. Purpose and Legal Basis for Processing

  1. Contractual Necessity: To facilitate content uploads and process royalty payments.
  2. Fraud Prevention: We process data to detect bot activity, ensuring that promotion and earnings remain organic and fair.
  3. Consent: For personalized advertising via Google AdSense and marketing communications.

3. Third-Party Advertising and Cookies

Spotivik uses third-party vendors, including Google AdSense, to serve ads.

  • Google uses cookies (like the DoubleClick cookie) to serve ads based on your prior visits to our platform.
  • You can opt out of personalized advertising by visiting Google Ads Settings.

4. Data Sharing & Transparency

We do not sell your data. We only share information with:

  • Payment Gateways: To process your one-time Security Verification Pass and monthly royalties.
  • Service Providers: For cloud hosting and analytics.
  • Legal Authorities: When required to comply with Nigerian law or prevent financial crimes.

5. Your Rights & Security

You have the right to access, correct, or delete your data. We use End-to-End Encryption and strict access controls to protect your information from unauthorized access.

Contact Us

For privacy inquiries, contact our Data Protection Officer at:
📧 Email: support@spotivik.com
🌐 Website: https://spotivik.com
📍 Address: 130 Idemo, Odo Ado, Ado Ekiti, Nigeria.

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